1 = Much better than today
2 = A little better than today
3 = The same as today
4 = A little worse than today
5 = A lot worse than today
6 = (Don't know)
7 = (Refused)

1 = A lot less debt than last year
2 = A little less debt than last year
3 = About the same amount of debt as last year
4 = A little more debt than last year
5 = A lot more debt than last year
6 = (Don't know)
7 = (Refused)

0 = No
1 = Yes

1 = Male
2 = Female
3 = Non-binary/third gender/other
9 = (Refused)

1 = 18-34
2 = 35-54
3 = 55+

1 = High school or less
2 = Some or completed college or technical school
3 = Some of completed university
99 = (Refused)

1 = Working for pay
2 = Not working for pay
11 = Other
99 = (Refused)

1 = Less than $50,000
2 = $50,000 to less than $100,000
3 = $100,000 or more
98 = (Don't know)
99 = (Refused)

999 = Do not know / Refused